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Use Cases

OctoVault supports a wide range of use cases.

Here are 3 of them:

Onchain Fund Management​

Stellar-OctoVault-use-1

Strategy flow:

  1. LPs deposit USDC into Onchain Fund Vault in exchange for Vault Share via LP App
  2. Funds are stored in a Stellar multisig account controlled with m of n signature scheme on LOBSTR Wallet and Vault
  3. Vault Curator allocates to top stablecoin yield protocols on Stellar:
    • OctoLend (upcoming fixed rate lending market)
    • Blend (money market)
    • Aquarius AMMs (DEX)
    • DeFiHub
    • StellarX AMMs
    • Stellar Term AMMs
    • SoroSwap AMMs
  4. Curator tracks vault share price and portfolio NAV (Oracle) via Curator App
  5. Allocations are continuously monitored and rebalanced across protocols
  6. LPs request withdrawals (asynchronous). After the epoch ends, the Curator processes withdrawal requests.

Savings​

Stellar-OctoVault-use-2

Strategy flow:

  1. On fintech or wallet apps, users click “Save” which moves their USDC into a Savings Vault on OctoVault
    • This can be done onchain or offchain (custodial)
  2. Funds are stored in a Stellar multisig account controlled with m of n signature scheme on LOBSTR Wallet and Vault
  3. Vault Curator (fintech app company) allocates to top stablecoin yield protocols on Stellar:
    • OctoLend (upcoming fixed rate lending market)
    • Blend (money market)
    • Aquarius AMMs (DEX)
    • DeFiHub
    • StellarX AMMs
    • Stellar Term AMMs
    • SoroSwap AMMs
  4. Curator tracks vault share price and portfolio NAV (Oracle) via Curator App
  5. Allocations are continuously monitored and rebalanced across protocols
  6. Users request withdrawals (asynchronous). After the epoch ends, the Curator processes withdrawal requests.

Lending​

Stellar-OctoVault-use-3

Strategy flow:

  1. LPs (KYC’ed and whitelisted) deposit USDC into Lending Vault in exchange for Vault Share via LP App
  2. Curator approves Borrowers offchain then deploys borrower contracts (Accounts) onchain with Curator App
  3. Drawdown requests approved offchain → Vault Curator disburses funds to borrower accounts in exchange for the Borrower’s Debt Tokens (loan tokenization)
  4. Curator tracks loans offchain and updates Debt Token prices (Oracle) via Curator App
  5. Borrowers repay by depositing funds to Borrower Accounts → Curator collects payment → Equivalent Debt Token amount is burnt
  6. LPs request withdrawals (asynchronous). After the epoch ends, the Curator processes withdrawal requests.
  7. Funds are held on multisig or MPC wallet / curating solutions.
    • Idle funds can be used to earn extra yield from any DeFi yield sources on Stellar (including Untangled products).